Auto insurance does not cover intentional criminal acts. So it would really just depend on the circumstances.
If the insurer determines that it was an accidental loss, then resulting damage and injuries should have coverage up to the liability limits provided under the terms of your insurance policy.
If damages exceed the liability limits of your policy you will be responsible for the excess above what your insurance policy will cover.
It's times like this when we realize that it's not always a good idea to by just the cheapest minimum required limits.
Chat with our AI personalities