No. The loan on your car has nothing to do with a DUI. If you do get a DUI, most probably your insurance renewal premium will go up a lot. But, your insurance has no reason to cover your auto loan. It is up to you to make your loan payments with or without a DUI on your record.
It is not easy to qualify for disability insurance if you have a recent DUI. The logic behind this is that you are at greater risk of suffering a disability if you are injured in a car accident and you are more likely to have a car accident if you have a history of DUI. If you are asking about whether or not your employer's auto liability insurance will cover you, then the answer is "probably not" if your DUI is recent (3 years or less).
You can buy auto insurance after a DUI, however it will be more expensisve. If your license is revoked, you cannot get insurance.
As of June 2010 New Hampshire is the only state that does not require auto insurance unless you have proven yourself to be an "endangerment to others" such as having DUI's or too many at fault accidents, then they require insurance before they will reinstate your license.
Yes you can. In fact, some states will require you to carry insurance in the form of an SR22 after a DUI.
Yes your auto Insurance will typically have to pay for your acts of negligence, Such as driving while intoxited, They may then cancel your policy due to your negligence.
No.
Many companies will not offer auto insurance to drivers who have been convicted of a DUI. GMAC and The General are two companies who will insure such drivers.
yes they can obtain high risk auto insurance.
absolutely
Georgia companies involved with SR22 that have low risk low coverage policies will be the most likely to cover you. Smaller companies like Georgia home auto insurance will be more likely than say progressive.
A DUI will not, it will if the person is on your policy and may increase if that person cause an accident in your car.