The owner will usually have a policy but if you are a renter, you should have a renters insurance policy to cover your personal belongings.
Usually, one of the insurance companies pays for the rental car.
Rental insurance is usually for when you buy an apartment or a condominium. It is also a good idea to buy it with your vacation rental home since you do not know what damages your vacation rental home may undergo, and one day a catastrophe may destroy it. You will want to be insured for that.
Please clarify the type of "rental coverage" that you mean. There is, for example, rental insurance available on rental cars, and rental coverage that one buys on personal belongings when living in a rented home.
Rental insurance is a very wise insurance to have. This can cover loss and damage just like a regular home insurance even though you are only renting.
Check you policy to determine if you have rental car insurance. Some credit cards also have rental car insurance. http://www.theglobeandmail.com/globe-investor/personal-finance/home-cents/do-you-need-rental-car-insurance/article1994097/
who pays title insurance when selling a home
Landlord insurance is designed to protect rental properties and the landlord's financial interests, while home insurance is meant to protect owner-occupied homes and the homeowner's personal belongings. Landlord insurance typically covers rental-related risks like loss of rental income and liability from tenant injuries, while home insurance focuses on protecting the structure of the home and personal possessions.
Rental reimbursement insurance pays a small amount toward renting a car while your car is being repaired as a result of an accident. In this day and age a limit of $30-50 is best. Rental reimbursement insurance pays a small amount toward renting a car while your car is being repaired as a result of an accident. In this day and age a limit of $30-50 is best.
The rental car is a temporary use automobile and damage would be considered your responsibility. So either you or your insurance carrier would be on the hook for the glass damage. PA Agent K
You can't do that.
What! Insurance pays for financial losses. I don't understand your question.
It all depends on whether the renter signed up for the car rental company's extra insurance coverage at the beginning of the rental. If LDW (Loss Damage Waiver) or CDW (Collision Damage Waiver) insurance coverage was accepted by the renter, you will likely be dealing with the car rental company's insurance. If the renter declined the extra coverage, then you will deal directly with the renter's personal insurance provider.