The insurance company. They have in theory bought the car or what was left of it.
The insurance company will pay the finance company not you.
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
NO.
The insurance company will pay you the worth of your car minus your deductible.
Yes, if your insurance company will not pay it all.
most time if the car was in an accident and is totaled you will have to by it back from your insurance company
The insurance company will make you an offer.
Legally, if the company pays you for the totaled vehicle, it belongs to them. You can offer (if they don't) to by the scraps back. This would be deducted from your settlement and you would be paid the difference.
Hi, It depends on what type of insurance you had. Liability, full coverage...etc...Call your insurance company and find out.
I totaled my Mustang and was able to buy it back from the insurance company. They gave me the Blue-Book value less my $500 deductable. They would not insure it after I repaired it, I had to switch insurance carriers to get coverage.
In some cases you can buy your car back from the insurance company or from the scrapyard if the vehicle is totaled. You will need to check your insurance policy to see what type of stance they take on this purchase.