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The policyholder should contact the insurance company and cancel the policy - you might get a partial refund if the premiums are paid up-to-date!

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Q: Who cancels an old auto insurance policy when you change to a new policy under a different company?
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If you change insurance companies after an accident does the prior insurance company still have to handle the claim?

yes


What is needed to do to change a beneficiary on a life insurance policy if they have passed away?

Contact the insurance company and request a change of beneficiary form. They will mail the form to the policy owner. You fill it out and mail it back to the insurance company so they can update your life insurance policy.


Do I have to change my garaging address if I take my car to college?

Are you in a different state? Wouldn't hurt to advise your agent or the policy services dept of your insurance company.


If you change jobs and the new insurance is through the same company as the old insurance is there a way to wave the 90 days they make you wait before they give you insurance?

No. Just because it is the same insurance company does not mean it is the same policy when it comes to coverage. Each employer is different in the policies they pick due to the amount of money they can or are willing to spend.


If you are moving to another state how can you change your automobile insurance?

If your insurance company is a nationwide company, simply update your address with them. If it is a smaller company that does not have coverage where you are moving to, then find a new insurance carrier where you are moving to, then cancel your old one.


Can you change home insurance companies when a claim has not been dealt with?

You can change insurance companies any time you want. However, the insurance company you have on the date of the loss is the only company which you can seek payment from for the damage. If you are having problems getting your company to address your claim speak with an attorney or a public adjuster.


Does mortgage company know the change of the homeowner insurance to landlord insurance?

Your Insurance Company is required by law to provide a copy of insurance policy at renewal time to your mortgage company and to notify them of any endorsements or changes in coverage. They may Notice it if they review your policy.


Can you change auto insurance if you just was involved in an accident?

You can change your auto insurance at any time. It is up to the company to decide whether or not to accept your claim.


What do you do if your insurance company changed your policy without notifying you due to lack of inspection but you were never told and the finance company shows you have full coverage?

They can't do that. In most states, especially in California, an insurance company cannot change the terms of your policy unless it's in WRITING and why they wish to change it. Call your insurance company and find out what's up, and check your state department of insurance and find out there as well.


How do you transfer ownership of a life insurance policy?

You must request a "change of" form from the insurance company that issued the policy. Then, the old owner must assign new ownership, and both the old owner and the new owner must sign the form, mail it to the insurance company. Once received and processed, the insurance company will issue an endorsement to the policy, indicating the change of ownership.


Will your auto insurance cover your auto if the enginE SEIZED?

No, your insurance is not a warranty on your car. However, why did it seized? Was it because the oil change company didn't put oil in the car after the oil change? Then you need to file a claim with the oil change company's insurance. However, if it is simply a mechanical issue, then no, they won't cover your auto.


How can you change a signed auto insurance settlement?

You don't. A signed settlement is a legal binding agreement between you and the insurance company.