Usually the insurance on the car covers any permitted driver unless that driver is excluded in writing.
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
You need to be insured where you live.
Have your parents contact your insurance agent as soon as you receive your learners permit. Most companies require that you be added to policy as a driver. Most companies don't charge an extra premium for drivers with learners permits but do want them listed.
You have to be either named or you have to fit the definition of a named insured on the policy.
no. because as long as the parents has insurance they are fine. And this is only if the parent adds them on their insurance.
Yes a teen have to be insured if living at home. The teen would have to be under the parents insurance.
It depends on the insurance companies rules.
Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal.Added: What the question is missing is a statement that you ALREADY HAVE a drivers license or learners permit. If you do NOT have one, you cannot drive under ANY circumstances. As for insurance - it is not the licensed driver that requires insurance, it is the VEHICLE which must be insured.
you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured
It will cost nothing, until he/she get the actual license
No it depends on you insurance company, some companies require the kid to be on the insurance while others don't until they get their day license.
You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the parents' permission, not just your friend's. It may be that your friend can't give a legally binding permission.