Car leasing
That means you left "your" car parked at the dealership. You haven't returned anything.
Ask your dealership.
Google "Lemon Law"
Don't understand what you mean by the phrase, "...voluntary have it returned..." However, as long as the primary indebted party is current in their payments there would be no reason for the loan company to contact you for payments.
Perhaps your loan has been paid in full. Otherwise, call them and ask why they returned your payments.
Payments made after a car is repossessed will no longer be returned to the debtor. In fact, the lender can still require the debtor to pay the remaining balance of the loan.
How did you get away from the dealership without it (ins. coverage)? If ya take it back, its a repo. Call the lender and ask them. Good Luck
Of course it is. You voluntarily turn the car in for repossession. It will stay on your credit report for 7 years.
Approach every day with an enthusiasm unknown to mankind.
Because the house has been returned to the lender. It is not "yours" in any sense and you have not arranged to reclaim the house by making payments.
massacre
When the war ended, million of unemployed Americans returned to work to make weapons.