There are different coverage types for homeowners policies. You need to check with your provider to see if they offer "other structures" policies. The majority of homeowners policies only cover your house, which included all attached building such as a garage.
If homeowners bundle their insurance polices they can receive up to a 15% discount on all policies that are current. For individual policies for homeowners insurance, there is a discount for every year that an individual is claim-free.
"State Farm does indeed offer homeowners insurance. They also offer car insurance, renter's insurance, and a variety of other services to most states in the United States."
There is no federal grant program for homeowners facing foreclosure. Many states do offer assistance.
Usually you can get the cheapest rate on homeowners insurance from the company that you have your other policies with. Insurance companies offer huge "multi-line" discounts when you have two or more policies with them.
There are many companies in California that offer homeowners insurance. Some of the companies offer better deals that others at better rates and interest.
Since the mid 1990's, All homeowners policies exclude coverage for mold, mildew and fungus. This is generally considered a maintenance issue or lack thereof unless the mold is resultant of a loss caused by a covered peril. Some companies do offer a mold coverage endorsement for an additional premium payment that can be added to the Homeowners insurance policy.
There are several companies that offer bundles for auto and homeowners insurance. These companies include Wells Fargo, Nationwide, All State, and Travelers.
There are many insurance companies that offer Whole of Life policies. At the current time More Than do not offer whole of life insurance policies instead they offer term insurance.
Only a few states offer an online license plate search option. Most states do not offer this service due to privacy policies, and the DMV recommends going to the police instead in instances such as this.
Progressive Insurance offers many types of home owners insurance. They have three separate levels of coverage which one can choose from from standard policies to full coverage. Full details of their home insurance coverage can be found on the Progressive website, under Home Insurance Policies.
Affordable home insurance policies are available at many insurance companies. Some insurance companies that offer inexpensive policy options for homeowners include All State, State Farm, and Nationwide.