Bad credit and no credit check car loans are typically high interest loans offered by dealers and sometimes backed by lending companies that specialize in high risk loans. These often have special terms, such as weekly rather than monthly payments or a low threshold for default and repossession.
There are many trucking companies that will allow tow truck financing, even without a perfect credit score. You should check your local newspaper in the advertisement section.
No it does not -- it is called a soft inquiry. The credit bureaus classify companies who pull a credit report. Some companies pull credit reports for lending, others use credit reports for non-lending purposes. Hard inquiries are those that count against credit scores and are from lenders upon an inquiry for credit. Soft inquiries or those used for non-lending practices do not count against credit scores. From the classifications used by credit bureaus, the credit scoring system can determine the type of inquiry (whether for credit or otherwise) that is pulled.
Your best bet is to start at your local credit unions as they often offer the best rates for people who have bad credit. If that doesn't work for you, check out peer-to-peer lending. This is where you borrow the money from an actual person and then repay them.
Most car dealerships will do a credit check before selling you a car because the banks who are doing the financing want to know who they are lending money to. In these financially unstable times there are a few car dealerships advertising that if you have a job you qualify for a car loan at their dealership.
Many local banks and credit unions offer mortgage loans to their customers. Online, some of the more popular or well known financing companies include Quicken Loans, Lending Tree, and Wells Fargo. One might also check to see if they qualify for special programs such as HUD, first time home buyer, or Military Housing Assistance Fund.
Getting a loan with out a credit check is near impossible. Every lending source will want to know the credit worthiness of the individual borrowing money.
Some companies check for credit and others do not. The larger companies like Allstate and Nationwide check. Small ones like AlfaVision do not.
There are many companies that offer a free credit report check. Some of these include, but are not limited to, Equifax Solutions, Experian, and Transunion. All three of these companies will provide you with a free credit report check.
In the US, any business offering a car loan will do some type of credit check. Though there are lenders who specialize in lending to those with poor credit, they will still perform a credit check before issuing a loan.
You can do it online with one of the credit companies.
To find military loans that do not require a credit check, try a site called No Credit Check Military Loans. The US Military Lending Corp. would be another great resource.