You should consider the type of policy you are getting. A named peril policy covers less than an comprehensive policy does.
Only if you go to your insurance provider and include them in your policy
No. House insurance covers your home and normally the surrounding 'grounds'. If someone trips on your sidewalk and sues you, it will be covered. As for the contents of your home, you must purchase a separate policy or add it to the existing home policy.
Most homeowners insurance or renters insurance covers personal property. If you own your home and have insurance, your probably have homeowners insurance like an HO3, HO4, or HO5 policy. These types of policies almost always cover contents. Some people have a SF policy, or standard fire. That covers just the house, nothing inside. Pretty basic policy. Those policies are usually used for rental places, business, non-lived in houses. Its a cheap cheap policy. You policy may or may not have Replacement Cost Value. Most policies do. If you have an ACV policy, you probably had to ask specifically for it. To answer your question short and sweet, you need Schedule C Contents coverage.
Yes, The Heirs can buy the policy or the Estate executor can buy a home insurance policy.
No. Insurance policies are non-transferable. Your home insurance policy automatically became null and void the moment it was sold. No damage after the transfer will be covered under the previous owners policy. The new property owner must apply for and qualify for his own insurance policy based on his own merit.
Yes is my answer, because home insurance policy can be shifted
You will have to contact each insurance company to receive a quote for insurance on your house. You can also use most companies' websites.
Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.
The typical house insurance policy covers damage to your property and personal liability coverage. Damage to your property includes fire, lightning, tornado, and hurricanes.
a set of procedures and strategies for the service of alcohol. --------------------------------------------------------------------------------------- Or an insurance policy on the fabric and or contents of a house. ----------------------------------------------------------------------------------------- Or a government strategy on the provision of housing.
a set of procedures and strategies for the service of alcohol. --------------------------------------------------------------------------------------- Or an insurance policy on the fabric and or contents of a house. ----------------------------------------------------------------------------------------- Or a government strategy on the provision of housing.