Most insurance companies report the claims that they pay to the C.L.U.E (Comprehensive Loss Underwriting Exchange)database. This means that your claim will show when your new or prospective company gets the C.L.U.E report. You can't escape your claims.
Yes it is as other insurance companies will hold a record. Not disclosing is fraud.
In most cases, a priest cannot disclose information from a confession to the police due to the confidentiality of the sacrament of confession.
Medics , police, insurance company, family are to be called.
AnswerIf you were in an accident with this person and a police report was filed, the police department will likely have this information. If a police report was not filed, you can either file a report after the fact or take the person to small claims court. The police and/or judge may be able to compel person in question to disclose the information.
Yes, a police officer has a legal obligation to disclose certain information if asked, such as their name, badge number, and the reason for the stop or arrest. However, there are limitations to what information they are required to disclose, and they may withhold certain details for investigative or safety reasons.
No, undercover officers are not required and should not disclose that they are the police. There is no law in any state in the US that calls for such a disclosure. All departments have rules of disclosure for uniformed officers. They must give anyone asking their identification number (badge number)
Yes, they can. The fact that they have no insurance and the Police were not called has no bearing. If they do decide to claim for any injuries, your insurance company will scrutinize it, but not necessarily deny it.
The way car insurance works after an accident is that a report must be made to the insurance company. They will review it and then decide what you new insurance cost will be. Answer: Accidents need to be reported to your insurance company as soon as possible whether you or someone else caused the accident. If police were called to the scene then you must obtain a copy of the police report as well to be sent to your insurance company. All of this if you plan to file the insurance claim through your or the other drivers insurance. Some have accidents but the repairs are so minor that they pay out of pocket rather than getting the insurance companies involved.
Calling the police lets the victim file a police report to provide for both insurance and legal reasons.
Yes. In a rear end accident, the liability is still there even if police are not called.
You can appeal a ticket surcharge that is imposed by your insurance company with your state insurance department but you will lose if you try to blame the police officer. Police officers have no responsibility to inform you of what might happen to your insurance if you get a ticket. In fact they don't care what happens to your insurance rates, if you violated a traffic law you should expect to get a ticket.
A lienholder may purchase what is called Collateral Protection Insurance in the event the debtor fails to provide collision insurance. Remember, the lienholder is not concerned with the liability insurance policy that the state requires. They are only concerned with you maintaining insurance that protects their investment in the vehicle. If you are pulled over by the police, the Collateral Protection Insurance will not be adequate insurance for the polie. The police are looking for you to maintain liability insurance.