Yes, if you cancel your home insurance policy mid term you would be entitled to the unearned portion of your premium payments.
yes
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
What do you mean "private company" If you have HO insurance the bank can not canel it. Only you can.
Yes, If the condition of your home or any of it's pertinent structures does not meet the Insurance Company's underwriting guidelines they can deny or cancel a policy.
form_title=Homeowners Insurance form_header=Protect one of your most important assets with homeowners insurance. Get the homeowners coverage options to suit your life. Do you already own homeowners insurance?= () Yes () No Does your current homeowners insurance cover flood damage?= () Yes () No () Don't have homeowners insurance Are individual items in your house, such as your TV, covered by homeowners insurance?= () Yes () No () Not Applicable Are you looking to get homeowners insurance or update your current insurance?= () Get Insurance () Update Insurance
Insurance companies can cancel you for a large variety of issues. These include debris, broken down cars, moss on the roof, need of paint, weeds, trees touching the house and others.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
As long as the contract itself has no specifically stated agreement that shows coverage is unconditional, then, as long as they give proper notice, an insurance company can cancel ANY insurance policy for ANY reason. Of course, if you disagree with the decision, you can always consult an attorney and go from there
No, your Homeowners Insurance will not. Your Medical Insurance Will.
No. This will have nothing to do with the price of the homeowners insurance.
Call your insurance agent and tell them you would like to cancel your insurance.