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Q: What young driver condition may contribute to a collision?
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What legal rights do you have when you are involved in an auto accident with a young uninsured unlicensed person?

Not sure what you mean by 'legal rights' you are due (assuming other driver is 100% at fault for the loss), to be put back in the same condition you were prior to the loss, even though they are uninsured and unlicensed, you don't say if the driver is a minor, if so perhaps you could look to the parents for payment. Is the owner of the vehicle different than the driver? If so that is another party to look to. I would file it with my own insurance company and let them handle this. If you do not have collision coverage, then I would start by filing a state report naming all parties.


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Does insurance cover an unlicensed driver?

A condition of coverage of any auto policy is that the operator must be licensed to operate a vehicle. The requirement affords the insurer assurance that the driver has some skill level, and it can set rates accordingly. Since a newly licensed driver, particularly a young one, does not have a great deal of driving experience, rates are generally higher than those for a more experienced driver. That said, an extensive at-fault collision driving history will increase the rates for even a long-time licensed driver. The insurance premium (the amount charged to the customer) is a function of the rate. Rates are usually subject to approval by the state insurance regulator. The premium is calculated by multiplying the dollar amount of coverage purchased times the rate.


How do i get young driver car insurance?

if you are young driver, means you have started to drive the car nearly, and want to take own car,then you need to take young driver car insurance,for that you have to check online for the information about car insurance ,because it totally depends where you live,check online insurance for young driver then compare their or call insurance agent for more information, Good Luck


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