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There is no such thing. If you can't afford gas to drive your vehicle, you can't afford to drive. Same with the insurance. If you can't afford to be responsible for injury/damage you might cause to others, you can't afford to drive. Insurance companies view uninsured driving as "risky behavior", and as such put those types of drivers into a category with other high risk drivers. That's why it will cost you a lot more money to get insurance after you've been driving without. Everything in the insurance industry is about risk and how much they should charge to take on additional risk.

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19y ago

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