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What do you do when the insurance company of the driver who was at fault refuses to pay for the accident damages?
You will have to take them to court if it was their fault. Many times you can garnish their wages for not paying up.
Can you sue at fault driver in California who has insurance if his insurance company refuses to pay your claim for medical expenses or do you have to sue his insurance company?
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
how to get insurance papers of contractor who refuses to give them?
If your contractor refuses to give you copies or originals of the insurance papers, contact the insurance company themselves. If the insurance company name is not known, call the state you live in to inquire.
What do you do if the at fault drives insurance company refuses to cover damages to your car?
That's your insurance companies problem, let them deal direct with them on your behalf (their job) and the two can decide which one pays. Just get some estimates and have the deductible ready.
Can the insurance company of the person at fault refuse to pay for the damages if their client claims he or she is not guilty?
In a case of word vs word and no witness or other proof on either side, the insurance company has a responsibility to their insured and must take their version of the accident, in which case, they would deny the claim to the other party in the accident. what if the at fault driver admits her fault but insists to settle outside of her insurance, but meanwhile refuses to pay for the damages
How much will you have to pay to get your car back if it was totaled and the insurance company refuses to pay?
The insurance company will pay you the worth of your car minus your deductible.
Will homeowner's insurance cover an overflow toilet?
No. Homeowners insurance does not provide coverage for routine expected plumbing maintenance issues. However, If you have "Accidental Water Discharge" coverage on your policy, then you will be covered for resulting damages from the overflow but not for the actual plumbing repairs needed. If you have damages that resulted from the overflow, once you have made the required plumbing repairs the company will invoke the damage coverage. If you do not make the necessary plumbing repair then the insurance company will not fix the other damages that resulted from it. The reasoning is that if the homeowner refuses to maintain the home, then this is a moral hazard (negligence) on the part of the homeowner and the damages that result from lack of maintenance will be ongoing.
When does an insurance fraud occur?
Insurance fraud takes place whenever an individual takes action to receive benefits that they are not due. Classic examples of this may be burning down an insured house to collect the damages, or killing a spouse to collect life insurance. These are extreme examples, but they demonstrate the basic concept of fraudulently collecting insurance. Inversely, insurance fraud occurs when a company providing coverage refuses to pay out when the terms requiring payment are met. Recently the insurance company Aflac was accused of neglecting to pay out the claims incurred during the earthquake that shook Japan.
What can I do to get my car fixed when the owner of the responsible car refuses refuses to pay for damages done by a boyfriend driving and her insurance won't pay because he was excluded?
I hope you got a police report. If not call the PD and ask them if it's too late to file a report, some will do one weeks after as long as both parties agree it occurred. Second, appeal to your insurance company to file the claim under uninsured motorist insurance (you SHOULD have it). If all else fails, all you can do is go to small claims court.
What is recourse for homeowner whose insurance company paid contractor in full and contractor refuses to complete the job as agreed to with the insurance company?
Your contract with the tradesman is between "You and the Contractor", He did not contract with your insurance company. All the insurance company did is agree to pay the bill for you. So you would need to bring your own civil or criminal action against your contractor depending on the circumstances.
What happens if the at fault party of an accident refuses to contact his insurance company to report it?
You only need to report it if you are expecting some compensation.,
What happens if you have an accident and your insurance company refuses to pay?
Many health insurance companies offer what is called "Pay and Chase". Meaning, your health insurance company will pay your hospital claims and chase the automotive insurance for the rest of the money. It is possible that you may have this type of plan. If that is not a possibility to you, you could entertain the possibility of legal action. It might be far less costly and stressful to contact your insurance company first.
