What states have no fault auto insurance?

Answer 1

Remember that 'no fault' is a loosely used term, and all 'no fault' sates do not operate under the same 'formulas' (for lack of a better term). According to the Insurance Information Institue, currently 12 states and Puerto Rico have no-fault auto insurance laws. Florida, Michigan, New Jersey, New York and Pennsylvania have verbal thresholds. The other seven states - Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah - use a monetary threshold. Three states have a "choice" no-fault law. In New Jersey, Pennsylvania and Kentucky, motorists may reject the lawsuit threshold and retain the right to sue for any auto-related injury. Colorado's law reverted back to the tort liability system in July 2003. Clear as mud isn't it? If you have a specific question relating to your state I will be happy to 'attempt' to answer. If you would provide details.