It is important to ALWAYS exchange insurance information. You might have been injured and have yet to experience pain..i.e. whip lash can take several days before you realize you have it. To protect yourself, make sure you get as much information from the driver as possible. You don't always have to file an insurance claim, if the damage is minor you might be better off working something out on your own. Be wary if the other driver doesn't want to file a claim. Protect yourself first.
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
Insurance follows the vehicle, not the driver.
If an underage permit driver had an accident in a noncustodial parent's car, the insurance of the custodial parent should cover the cost. Contact the insurance company for full coverage benefits.
If they have insurance then you should not have to pay a deductible at all.
Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)
It depends entirely on your insurance, the other driver's insurance, who's at fault and what injuries and damage were involved. Nobody should 'make' money due to an accident, but they should be put back in the shape they were before the accident or compensated for what can't be returned to the original status.
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver
You will need to get a coverage that you can afford but at the same time will pay for the accident, because according to Texas state law, the driver responsible for the accident will have to pay for the accident. Insurance is a must have and you should compare the rates from multiple companies and get the one with better coverage.
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
Your insurance information and contact information would suffice.
As long as your insurance was valid at the time of the accident it should pay up to it's policy limits. It is possible that your insurance company will issue a non renewal at their earliest opportunity.
yea but you should have insurance that covers medical him as well not just car crashes and she should have to pay for the medical bill even if she doesnt have insurance because she said it was her fault