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It is important to ALWAYS exchange insurance information. You might have been injured and have yet to experience pain..i.e. whip lash can take several days before you realize you have it. To protect yourself, make sure you get as much information from the driver as possible. You don't always have to file an insurance claim, if the damage is minor you might be better off working something out on your own. Be wary if the other driver doesn't want to file a claim. Protect yourself first.

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16y ago

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Does the insurance agent submit the auto accident claim to the insurance company or do I ?

It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.


What should I do if the at-fault driver is not responding to insurance inquiries?

If the at-fault driver is not responding to insurance inquiries, you should contact your own insurance company and provide them with all the necessary information about the accident. Your insurance company can then handle the situation and try to resolve the issue with the at-fault driver's insurance company.


Whose insurance should pay if you get in an accident in your friend's car and damage is done to the car?

Insurance follows the vehicle, not the driver.


Underage permit driver HAD accident in noncustodial parents car?

If an underage permit driver had an accident in a noncustodial parent's car, the insurance of the custodial parent should cover the cost. Contact the insurance company for full coverage benefits.


Can you make the driver of your vehicle pay you the deductible after the accident if they are at fault?

If they have insurance then you should not have to pay a deductible at all.


If an unisured driver has an accident in your car will your insurance still cover it?

Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)


How much should you get for a car accident?

It depends entirely on your insurance, the other driver's insurance, who's at fault and what injuries and damage were involved. Nobody should 'make' money due to an accident, but they should be put back in the shape they were before the accident or compensated for what can't be returned to the original status.


What if the driver at fault will not call their insurance company to report the accident?

If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.


Who is responsible for a accidents costs the owner of the car or driver?

the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver


What kind of car insurance will I get if I am a new driver in Texas?

You will need to get a coverage that you can afford but at the same time will pay for the accident, because according to Texas state law, the driver responsible for the accident will have to pay for the accident. Insurance is a must have and you should compare the rates from multiple companies and get the one with better coverage.


What information should you give the other driver when you are involved in an accident?

Your insurance information and contact information would suffice.


Will your insurance cover you and the other driver if you had an accident and received a DUI?

As long as your insurance was valid at the time of the accident it should pay up to it's policy limits. It is possible that your insurance company will issue a non renewal at their earliest opportunity.

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