What kind of discounts apply to Non owned auto policy?

Answer 1

This will vary based on the insurance company that you are dealing with. Different companies offer different discounts. A non-owner policy is a policy that is usually required by the state in order for a person to get their drivers license reinstated. For this reason discounts are very limited. The policy usually would not be eligible for a multi-car discount. The person usually did not have prior coverage which is why they are in trouble so a transfer discount is usually not available. You could get a renewal discount if you are required to keep it for more that six months. This is usually it.