You would acquire property coverage for your jewelry.
The kind of coverage that would be necessary is called comprehensive coverage. It usually sold in conjunction with collision coverage.
Brown & Brown Insurance, located in Daytona Beach, Florida, offers general insurance, commercial and professional insurance and reinsurance for those who have had a lapse in their coverage.
One needs a 3rd party insurance coverage to cover for damage for vehicle or property. This kind of insurance covers injury of others, including passengers in the car.
The kind of insurance provided by Vero Insurance is almost always limited to home insurance. However, the kind of home insurance provides broad based coverage. This will, of course, depend on what kinds of coverage asked for.
Liability insurance
Call your local insurance broker. Your broker can work with the community's master insurance policy to determine what kind of coverage to offer you.
The coverage you need will be specific to your own needs. The best way to asses the coverage you'll need is to speak with someone at the insurance agency that holds your policy. They can help you decide what kind of coverage you'll need.
Liability Insurance
Term life insurance coverage varies from policy to policy. For example, a 5 year term life plan with State Farm would cost under 16 dollars a month for 50,000 dollars in coverage.
This depends on a number of things. It's hard to say without knowing what kind of work you are sub-contracting. First determine if you need Professional Liability coverage Or Commercial Liability Coverage. They are very different products. Most General Contractors do require the subs to carry insurance. Otherwise the General Contractor will have to pay much more for insurance coverage that effectively covers his or her own activities as well as those of the sub-contractors. If the General Contractor you are doing work for already has coverage for his subs under their insurance (usually not). What is the nature of your agreement with the General Contractor. Some Contractors insurance policies cover subs while others do not.
A self employed contractor general liability ins., Workers comp if a corporation, but whoever is the bond company they should be able to assist in insurance coverage for the company.