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Q: What is uninsured losses?
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Should an uninsured driver that was hit by an insured driver call a lawyer?

If you incurred losses by injury or your property was damage, I would.


What does an insured driver with liability do when they hit an uninsured driver?

your insurance contract will say something like, ''promptly report all losses'' you should report it to your company..........it doesn't matter that other vehicle is uninsured.......if you are liable you are liable, and owe for his damage, whether or not he is insured......


What is a conventional uninsured loan?

What is a conventional uninsured loan?


If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?

If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


Are FHA mortgages uninsured?

what makes fha uninsured loans?


What if the other driver has some insurance but not enough to cover my losses?

In most states you can purchase under-insured motorist or uninsured motorist coverage that will kick in when the other parties insurance is depleted.


What happens when an uninsured driver borrows a friend's uninsured car and gets into a wreck?

Both the uninsured driver and the friend are in trouble. My GUSS IS the uninsured friend will be liable to any damages he has caused The uninsured friend will be responsible for the damages to their car If insurance is required in your state, the uninsured friend and/or driver could face criminal charges


Does uninsured auto insurance cover property damage?

If you are uninsured then of course not.


What is an uninsured motorist endorsement?

An uninsured motorist endorsement is an added insurance policy for motorists. It covers injuries that have resulted from a collision by an uninsured driver.


Do you need uninsured mortorist coverage if you have health insurance?

Well, health insurance won't repair your car will Uninsured Motorist will. Your health insurance won't pay for your friends, relatives, or children's friends who happen to be in your car when you have an accident with an uninsured motorist when they don't have health insurance. If they are injured and have no health insurance they will look to you for payment of their injuries. The cost for U.M. coverage is relatively small for the coverage that you get. Also, if someone hits you and has no insurance the Uninsured Motorists part of your policy will act as if the person had the required insurance that they should have in paying for your losses. After your losses are paid they will go after the other party to recover the costs paid that they should have paid. The costs to collect these funds are paid by your company and once they collect these funds even your deductible will be recovered and sent back to you. The legal costs to collect these costs could be substantial.


If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?

If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


How many Americans are uninsured?

About 15.6% of the population or 49.8 million Americans are medically uninsured.