It is always a good idea to file insurance claims as soon as possible. There is no good reason to delay (although if you are hospitalized, you might need help filing the claim). Delays of a month would not be unusual. People have lots of things on their minds, and it could take that long to get around to the matter of insurance claims. Longer delays than that would seem excessive although not necessarily so excessive as to cause the insurance company to reject the claim. If you let it go for a year, however, that is too long.
claims filing limit
90 days from primary insurance payment/denial date.
Yes, subject to the limits in their policy. No. With most insurance policies, there is what is called a timely filing limitation. For my company; contracted providers have 6 months, and non-contracted providers have 12 months to submit the claim. If your primary insurance received the claim within timely filing, you may have the option of submitting the claim to your secondary with proof that it was filed in a timely manner. If that doesn't work you can always appeal the decision with the secondary or for that matter the primary insurance company. Policy holders are not responsible for claims that deny for timely filing.
Filing Limit Claims must be submitted within 90 days from the date service is provided.^^^^^ That is INCORRECT! I'm a medical billing manager and you have to check with EACH insurance company as they all have different filing limits.Yes Friends,It differs from insurance to insurance.http://billingatchennai.blogspot.com/2009/12/insurance-claims-timley-filing-limit.html
Why would you wait past the deadline for filing the claim in a timely manner. You probably had a year or so in order to file the claim. The deadline is one of the rules of the policy so you probably cannot get past this rule unless you can prove that somehow you did report it to some agent of the company be they an insurance agent, claims dept, customer service, or some other representative of the company.
In New York, the timely filing limit for Medicaid is generally within 90 days from the date of service. It is important to submit claims promptly to ensure reimbursement. Claims filed after the timely filing limit may be denied for payment.
A timely limit in filing a claim with AARP health insurance is 30 days. It is always recommended to file as soon as possible.
45 days
180 days
12 months or one year
45 Days from Date of Service
If filed in a timely manner. But have you considered the LASTING effects of filing?