Just call them up and request cancellation, tell them you no longer want or need the coverage. Most companies will honor your phone request. Some may request that you put it in writing. A fax is usually sufficient.
Alternatively if the company or agent is not agreeable, Just stop paying the monthly bill, That always effects a cancellation.
Lastly, You can always file a complaint with your states insurance department. The Insurance company has no right to force you to to remain covered through them. Failure to honor your cancellation request is a violation of the states insurance regulations and can subject the company to thousands of dollars in fines by the state.
AnswerIn New York there are two ways:1: Prove to them that you have other insurance
2: Return the plates to the DMV
In addition to the above a written request to cancel will also be needed.
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