What is the minimum age for obtaining car insurance California?

Answer 1

According to the California Department of Motor Vehicles (DMV), any minor who does not possess a valid driver's license cannot order, purchase, lease, accept, or otherwise obtain any vehicle subject to registration (CA Vehicle Code 15500).

In CA you can get a provisional / learner's permit at 15 1/2 however you cannot take the road test and advance to a driver's license until the age of 16. So we believe that age 16 would be the minimum age at which you could buy and register a car in California. If you are a minor who wishes to buy a car you should check with the CA DMV to find out whether you would need a parent or guardian to co-sign a contracts for the car and co-register the car until you become an adult at age 18.

Most insurance companies will require that you be added to your parent's policy, because under most circumstances, a minor does not have the legal capacity to enter into a legally binding contract.