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What else can I help you with?
What is peril insured against?
That would depend on your insurance policy. Te covered perils are listed in your policy package under the heading "Covered Perils". You could review your coverage with you Insurance Agent for clarification.
Can you be auto insured under your uncles policy?
It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.
What is the main difference between an HO8 and a HO3?
An HO8 is a named peril policy, meaning you are only insured for the perils listed in the policy. An HO3 is an "all risk" policy, which means you are covered for all losses unless the peril is specifically excluded under the policy. As you can see the HO8 is a lot more restrictive. The premium may be cheaper but it offers less coverage.
Who is a professional when referring to the exclusion under a commercial general liability policy for professional fees?
The "Professional",, would be the person or entity "Insured" under the contract.
How can two cars be insured under one policy?
Two cars can be insured under one policy by adding both vehicles to the same insurance policy. This allows the policyholder to have coverage for both cars with a single premium and set of terms and conditions.
What is a co-insured?
Co-InsuredThe "Co-Insured" is another person or entity that is also covered under your insurance policy.
What are the difference between the marine Insurance policy and insurance certificate?
A Marine Insurance Policy is the actual contract of insurance between the insurer and the insured. Most of these policies are what is being referred to a Open Marine policies which means that the policy covers many shipments under one policy. An insurance certificate is issued for a particular shipment that the insured declares under the Open policy. The insured does not issue a policy for each individual shipment.
Is it possible to have a car title in your name but have it insured under your parents policy?
Yes.
Does homeowners policy cover foundation leaks?
That depends on the policy. You need to read your policy under Perils Insured Against and Exceptions.
Is the car insured or is the driver insured My sister has a license and is driving my insured car but her name is not on my policy. Can she legally drive my car if I give her permission?
no she has to be on your policy , or if you are full comperhensive and she hold an insureance policy . then you can give her permisson to drive your car under 3rd party only
Personal property is covered under what peril?
The listed perils (barring exclusions) in your home owners or renters policy.
Who is covered under homeowners insurance?
A "Named Insured" or "Insured" should defined by the policy and listed in the Definitions section of your policy. Generally it is the person listed on the declarations page, and permanent residenants of your household.
