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Does title insurance cover land shortage issues?
Typically an Owners Title Insurance Policy does not cover matters that would be disclosed by an accurate survey, such as land shortage issues. This is referred to as one of the standard or general exceptions in a title policy. In some instances you can negotiate this coverage which is called extended coverage if you are willing to sign an extended coverage affidavit.
What is the difference between standard and non-standard auto insurance?
Standard insurance is for drivers with very few violations, claims or cancellations of previous policies. In most cases, these drivers have better insurance (or credit) scores. Based on these characteristics, standard insurance premiums are much less than non-standard insurance premiums. Non-standard insurance, on the other hand, is for those with major violations, prior cancellations, prior claims, no prior insurance coverage amongst other things. These insurance policies, most likely, are for minimum coverage.
Is Vision coverage a standard component of all health insurance plans?
NO, vision coverage is not a standard component of all health insurance plans. As a matter of fact, most basic insurance plans don't have vision examination coverage.
Can you explain how extended replacement cost works for insurance coverage?
Extended replacement cost is a type of insurance coverage that provides additional protection beyond the limits of a standard policy. In the event of a covered loss, such as damage to your home, extended replacement cost coverage will pay for the full cost of repairing or rebuilding your property, even if it exceeds the policy limit. This can help ensure that you are fully covered in the event of a major disaster or unexpected increase in construction costs.
What does Standard Insurance specialize in?
Standard Insurance is an independent insurance agency specializes in automobile insurance, providing coverage for various situation at affordable rates.
What coverage is provided when purchasing standard car insurance?
Coverage that is provided when purchasing standard car insurance are liability coverage and the legal right to drive. There are two liability coverages: bodily injury and property damage liability.
Can a car be repossessed because of no collision insurance when standard insurance was active on the car?
If your contract requires full coverage and you do not have full coverage, you are in violation of the contract.
Does a standard homeowners insurance policy cover the death of the insurer?
No, Homeowners Insurance does not provide the coverage of a life insurance policy.
What is uninsured vehicle coverage?
Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.
What does a standard insurance include?
"Standard auto insurance includes liability coverage, which covers damages and injury sustained in a car collision. Standard auto insurance does not cover your car's damages, but rather the car of the person you collide into."
Do homeowner insurance policies typically include flood coverage?
There is no requirement, but your mortgage company may require a certain amount of coverage that both policies will have to match.
What is the difference between minimum and full coverage with auto insurance?
Minimum coverage is the minimum amount of insurance required by law. Full coverage is the full package from the insurer, insuring everything they offer to cover.
