things that are not covered at all in property cover
Malicious Injury to Personal Property
Vandalism and Malicious Mischief refers to intentional damage or destruction caused to property by individuals with malicious intent. This can include acts such as graffiti, broken windows, or other forms of deliberate harm. It is typically covered under property insurance policies, although specific coverage may vary.
Yes. Malicious tampering with government property.
Vandalism is willful wanton and malicious destruction of the property of others.
Conventional property refers to real property that is owned and possessed in accordance with common law principles and legal standards. It includes various types of land, buildings, and other physical assets that adhere to traditional property laws and regulations.
after 1 year
To effectively prove malicious destruction of property, one must provide evidence that shows intentional and deliberate damage to the property. This can include eyewitness testimonies, security camera footage, physical evidence such as fingerprints or DNA, and any other relevant documentation that supports the claim of malicious intent. It is important to gather and present this evidence in a clear and organized manner to strengthen the case against the individual responsible for the destruction of property.
Answer may depend upon who owned it (you, someone else, partly yours), why you had it (borrowed, entrusted), how destruction occurred (malicious, reckless, negligent, unforeseeable accident), what type of property it was (irreplaceable, valuable to all, sentimental value only, intangible property), and where it occurred (which state/country), among other things.
Generally, losing something is not the same as malicious destruction of property. In order to prove that someone maliciously destroyed property the remains of the property having been destroyed is normally presented as evidence of such destruction. The misplacement or loss of something would be considered more of an accident -- something for which you could be sued in civil court, but probably not prosecuted for in criminal court.
depends on the statute of limitations in your state
This would be covered under Malicious or accidental damage if your insurance company provides this.
It seems unlikely that would occur. Spittle can be cleaned and does not destroy the garment.