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There are a lot of factors that determine the cost of car insurance. This includes your credit report, driving record and length of time you have been driving. The best place to begin if possible is with your parent's policy. You will often receive much lower rates than you would applying for a policy on your own. Discounts are often given for being a full time student and having good grades. If that is not possible, you should check with an independent insurance agent in your area. The agent will, at no cost to you, check the rates for all companies that you are eligible for and get the best rates for you.
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