It is not possible to answer the question without further information. Various factors are considered in setting a rate for a driver. A rate is the cost of insurance per $1000 of coverage. The premium is determined by multiplying the amount of insurance sought by the rate. The rate is determined by the insurer after considering the risk factors involved. These include, but are not limited to:
1. age
2. place of residence
3. grades in school (sometimes discounts given for high grades)
4. insurance company involved
5. driving history, if any and tickets for moving violations
6. whether or not driving training course taken
7. make, model and features of car to be insured
8. intended use of the car (work, pleasure)
9. anticipated miles to be driven
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