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Q: What is the average cost for general liability insurance for a auto repair shop?
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What is the average cost for liability insurance for an appliance repair business?

I just got a quote in Nebraska for 250 yr for general plus 500 yr for commercial excess liability.


What is class code 10073 for general liability insurance?

10073-0-Automobile Repair or Service Shops


What is class code 92451 for general liability insurance?

92451-0-Electrical Apparatus Installation, Servicing & Repair


What is class code 94381 for general liability insurance?

94381-0-Fire Suppression Systems -installation, servicing or repair


What sort of liability insurance does one need for a sole proprietor HVAC Repair business?

(CGL) Commercial General LiabilityThe type of insurance you need is called "Commercial General Liability" also sometimes referred to as "Contractors Liability Insurance" As an Sole Proprietor providing a repair service you are considered to be engaged in a commercial activity. This type of repair usually comes as a service or repair contract, hence the contractor referenceGood luckAnswerA local Insurance Broker is the best way to find business insurance. They are not a captive agent like Farmers, State Farm and Allstate. They have the ability to shop the market to get you the best rate.


What sort of liability insurance does one need for a sole-proprietor HVAC Repair business?

(CGL) Commercial General LiabilityThe type of insurance you need is called "Commercial General Liability" also sometimes referred to as "Contractors Liability Insurance" As an Sole Proprietor providing a repair service you are considered to be engaged in a commercial activity. This type of repair usually comes as a service or repair contract, hence the contractor referenceGood luckAnswerA local Insurance Broker is the best way to find business insurance. They are not a captive agent like Farmers, State Farm and Allstate. They have the ability to shop the market to get you the best rate.


Where can one find cheap liability insurance for a hvac repair business?

An insurance broker or agent licensed in your state can help you find liability insurance for your HVAC Company.


How much is general liability insurance for a motorcycle repair shop?

You need a garage keepers liability policy which will include coverage for the motorcycles in your possession, liability while testing them, liability for the premesis and your work, etc. If you have employees you will also need work comp insurance. If you are just starting this business up, I would estimate 1% of your total gross reciepts as insurance costs, with a minimum of $2,000 annually.


If a car is left with a garage for repair and is crashed by garage employee can garage use general disclaimer of liability clause to escape liability?

Absolutely not. General liability disclaimer does not cover negligence.


What is the definition of general liability classification code 99613?

Antenna repair, installation, maintenence.


Are auto warranty companies exempt from carrying general liability insurance coverage?

No - they are not exempt - there really is no requirement for General Liability insurance such as there is in some states for auto insurance. To my knowledge there are no general laws that require any company to carry General Liability insurance. There may be local or state laws that require proof of insurance to access privileges, such as being licensed to conduct business in a town or state. Many entities require proof of coverage such as customers, lienholders, mortgagees, licensing entities (city, state, business, professional licenses), and many more. I do not believe there is a blanket "law" or requirement that applies to all business entities. In practical fact, it is the stakeholders in and around any business that "require" insurance to make the risk of doing business with the entity one that is somewhat controlled. Auto warranty companies may be only selling a promise to provide a service through another entity - the dealer or repair shop - and therefor try to advise an unhappy customer that they don't need insurance, i.e. go see the entity that was to provide the maintenance/repair. That does not mean the warranty company does not have insurance; most probably they carry both General Liability and Professional Liability. It is most likely they carry a VERY high deductible and REINSURE the rest and are probably part of a Risk Retention Group which further reinsures the exposure.


Where is Chancel Insurance located?

Chancel Repair Liabilty insurance is a liability for some people that own property in England and Wales. Chancel Insurance is located in England, where it is very commonly known.