What is loiterer in insurance mean?

Answer 1

In insurance, a "loiterer" typically refers to an individual who lingers or hangs around a property without a specific purpose, which may raise concerns regarding security or liability. Insurance policies may address loiterers in terms of coverage related to potential incidents or damages that could occur as a result of their presence. Insurers might evaluate the risk associated with loiterers when determining premiums or coverage limits, especially for commercial properties. It's important for property owners to be aware of the implications of loitering on their insurance policies.