some patients have two insurers because both spouses receive coverage through their employer or because they have purchased an HMO policy to supplement the deficiencies of a basic polic, such as Medicare.
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In a dual coverage situation, the insurance that pays first is called the primary insurance.
Your state may have varying laws about dual coverage, but generally speaking, if you have a primary insurance, they will pay first. Any co-pay or deductible that your primary coverage does not pay will be covered by government insurance.
It means you each have a different insurance company. If you had both HMO dental coverage and Delta Dental (and the veteran in me has to ask: "for God's sake, WHY Delta Dental?") active at the same time, that would be dual coverage.
Having dual health insurance coverage for married couples can provide increased access to healthcare services, lower out-of-pocket costs, and broader coverage options. It can also offer protection against unexpected medical expenses and provide additional benefits such as dental or vision coverage.
What do you mean by dual insurance? You cannot have two auto insurance policys on one car. If you mean can you claim damages (let's say) from the 'at fault' party and then also claim them under your collison coverage, no you cannot.
Yes, it is possible to have two different car insurance policies for the same vehicle. This is known as "dual coverage" and can provide additional protection and coverage options. However, it is important to review the terms and conditions of both policies to ensure there is no overlap or gaps in coverage.
Yes, it is possible to have two different car insurance policies from two different insurance companies at the same time. This is known as "dual coverage" and can provide additional protection and coverage options. However, it is important to review both policies carefully to understand any potential limitations or conflicts in coverage.
Yes, it is possible to have more than one car insurance company. This is known as "dual coverage" and can provide additional protection and coverage options for your vehicles. However, it is important to carefully review the terms and conditions of each policy to ensure there are no conflicts or gaps in coverage.
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This refers to the case in which a patient is insured by more than one insurance plan. For example, a Medicare patient is generally covered for 80% of charges for a physician visit. In this case , he or she would usually be responsible for the remaining 20% of charges. However, if he or she has dual insurance coverage and is also covered by a supplemental plan. Medicare plus, this secondary plan would generally pay the amount not covered by the patient's primary insurance plan, Medicare.
Having dual life insurance coverage for both yourself and your spouse provides financial protection for both individuals in the event of unexpected death. It can help cover funeral expenses, pay off debts, replace lost income, and ensure financial stability for the surviving spouse and any dependents.
Yes, it is possible to file a claim with two insurance companies simultaneously. This is known as "dual filing" and can be done if you have coverage under multiple insurance policies that may apply to the same claim. It is important to disclose all relevant information to both insurance companies to avoid any potential issues with coverage.