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What is the definition of primary coverage in regard to automobile insurance?

Basic coverage.


Can you choose which insurance is primary in a dual coverage situation?

In a dual coverage situation, the insurance that pays first is called the primary insurance.


What is meant by primary and secondary insurance coverage?

Primary insurance coverage is what is first used when a medical service is being rendered. This is what will be billed first. Secondary insurance is supposed to cover what the primary insurance does not.


What are the key differences between primary and contingent life insurance coverage options?

Primary life insurance coverage provides a fixed amount of coverage for a specific period of time, while contingent life insurance coverage acts as a backup plan in case the primary coverage is insufficient or unavailable. Primary coverage is typically purchased first and is the main source of protection, while contingent coverage is secondary and only comes into effect under certain circumstances.


If primary insurance denies coverage and you have secondary who is responsible to pay the bill?

== == If secondary insurance denies coverage, YOU get to pay the bill. == ==


What is the definition of insurance premium?

The price or cost of the coverage purchased.


When you have Medicare Part A Insurance and Supplemental coverage which is primary insurer?

Medicare


If a patient has Medicaid coverage benefits and other health insurance coverage Medicaid would be primary or secondary?

Secondary.


Does secondary private insurance pay what primary private insurance will not pay?

Yes, if the secondary insurance plan covers it In the pharmacy (drugs) world of primary and secondary coverage, this is true.


Will a secondary insurance pay a portion or all of a prescription that a primary insurance will only pay part of because they will only pay for a lower dosage?

In most cases a secondary insurance would compensate coverage were the primary insurance does not. Exceptions apply to the prescription drug type and coverage limitations.


Do you have to be listed on your parents insurance coverage to be coverd by there insurance?

You have to be either named or you have to fit the definition of a named insured on the policy.


Which insurance policy takes precedence if I have two insurances, one of which is primary?

If you have two insurance policies and one is designated as the primary policy, the primary insurance policy takes precedence over the secondary insurance policy in terms of coverage and payment.

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