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That depends on the type of home insurance policy and scope of coverage you purchased. All home insurance policies are not the same
There are many types of home insurance policies available.
Fire Insurance covers the peril of Fire.
HO1 policies typically cover Actual Cash value for fire wind and hail damage along with optional owners liability and possibly burglary coverage.
HO2 Policies generally provide the same coverage as above along with extended coverage and the option to purchase endorsements for accidental water discharge and optional replacement costs in the event of a loss.
HO3 policies, often referred to as "All Risk" policies offer the broadest scope of coverage and typically offer replacement valuation on structure and contents.
In addition there are literally dozens of endorsements you can purchase to cover specific risk exposures such as jewelry and various other personal property and unique risks.
What your Home insurance covers depends on what coverage you purchased.
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Is a damaged pool covered under home owners insurance?
It depends on your insurance policy
Is a stolen motorcyle covered under home owners insurance?
No. It covered under a motorcycle policy.
Does home owners insurance cover repair of garage doors?
If your garage doors were damaged by a covered peril as defined by your home insurance policy then the door would be covered.
Is landscaping covered under home owners insurance?
No, Your homeowners insurance does not cover landscaping or lawn maintenance.
If your air conditioner broke is it covered by your home owners insurance when they say it is wear and tear and is not covered?
Normal appliances are not going to be covered by home owner's insurance. An air Conditioning unit that doesn't work isn't going to be covered.
Is swimming pool vandalism caused by someone sliting it with a knife covered by insurance?
The damaged pool should be covered by home owners insurance if you had the pool added to the insurance for coverage
Is money stolen from an ATM covered by home owners insurance?
No, Money stolen from your Financial Institution is covered by your Financial Institution
Dirt bike covered under home owners insurance?
Is a dirt bike covered under homeowner personal property?
Where can contents insurance be obtained for tools stored in a garage?
I have my contents covered on my home owners policy.
Is your RV covered by your home owners in your driveway?
No, Homeowners Insurance does not provide coverage for motor vehicles.
Is a driveway covered under home owners insurance?
yes under coverage B - other structures
Does njm insurance offer home owner's insurance?
Yes they do. The offer auto insurance as well as home owners insurance and business insurance. You can get everything covered with them in one stop and save yourself time as well as money.
