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Comp, also referred to as comprehensive auto insurance coverage, is a form of coverage that is designed to pay to repair or replace your vehicle in certain situations. Covered scenarios that comprehensive auto insurance would pay include: theft, vandalism, fire, explosion, hail damage, wind damage, or hitting a live animal. The insurance company will pay up to the fair market value of your vehicle for repairs or replacing the vehicle. You will be responsible for paying your comprehensive deductible before the insurance company will payout.
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