$300. I hate this type of question. You cannot have an average because there are far too many variables that effect the rate. Just a few are: time licensed, prior insurance, tickets, accidents, state, zip code, credit rating, type of vehicle, coverages your desire, deductibles, limits of coverage, and these are just getting started. It's almost impossible to estimate without information. I know an agent one time that would tell everybody that called for an estimate "about $100". He was too lazy to figure the rate and knew it was a 50% or greater chance that he wouldn't be there when you came and his customer service assistant would take the heat.
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