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The question can be answered in a couple of ways:
1. Third-party coverage is sometimes called liability coverage. It provides benefits for third-party who sustains damage or injury due to the carelessness of the insured. In this context, bodily injury coverage within the liability protection will provide benefits to the injured party for his/her injury. Note, though, that it will pay only upon a finding that the insured was legally responsible for the injury, and that BUT FOR the action or inaction of the insured, the injury would not have occurred. This is the concept of proximate causation.
2. Bodily injury coverage can exist in a first-party policy as well. This is a policy under which the insured is him/herself insured. Examples are the uninsured motorist and personal injury protection coverages of an automobile policy.
What else can I help you with?
Does homeowners insurance cover bodily injury to the remaining owner from a homicide committed within the residence?
No. Homeowners insurance is "Property Insurance" it does not provide coverage for personal injury to the insured. You should look to your medical insurance for coverage applicable to bodily injury and your life insurance policy for compensation for loss of life.
What are the differences between 50/100/50 vs 100/300/100 insurance coverage limits?
The main difference between 50/100/50 and 100/300/100 insurance coverage limits is the amount of coverage provided for bodily injury and property damage. In a 50/100/50 policy, the coverage limits are 50,000 for bodily injury per person, 100,000 for bodily injury per accident, and 50,000 for property damage per accident. In a 100/300/100 policy, the coverage limits are 100,000 for bodily injury per person, 300,000 for bodily injury per accident, and 100,000 for property damage per accident. Essentially, the 100/300/100 policy provides higher coverage limits compared to the 50/100/50 policy, offering more financial protection in the event of an accident.
What are a few features of Alabama car insurance?
It depends on the policy that you buy: you can get full coverage, bodily injury, property damage coverage, a full deductible, and several other options.
Insurance policy containing a provision for bodily injury?
Damaged
Can the driver at fault file a claim to his own insurance for bodily injury under his uninsured motorist portion of his policy if he was driving a friend's vehicle who had no insurance coverage?
No. Insurance follows the vehicle primary, driver secondary. Since the driver is at fault and there is no coverage under the vehicle itself, the drivers policy would pay for any bodily injury or property damage he may have caused. Therefore uninsured motorist coverage would not apply. The only way that driver would have coverage for himself is if he already had Med Pay coverage on his own policy.
What is bodily injury and property damage on an insurance policy?
flexibility---a+ fool
How much extra does bodily injury liability car insurance cost per year, on average?
Extra bodily injury insurance can easily be added to your policy. It may cost an extra one hundred to one thousand dollars per year, depending on the extent of coverage and your insurer.
Does Erie insurance have a boat policy?
Yes, Erie Insurance offers boat policies. It covers comprehensive coverage that covers many types of losses and coverage for bodily injury caused to others such as swimmers, jet skiers or other boaters.
If you have a low bodily injury cap can you be sued?
Maybe. The individual states enact laws concerning personal injury claims. Some states have "caps" which do not allow a person to sue above the maximum coverage. Which means if the defendent has less than the maximum bodily injury coverage, the insurance company will pay what the policy terms dictate and the insured can be sued for the difference.
Does Home owners insurance cover bodily injury for family members?
No, That's what you major medical insurance policy is for.
Does your liability cover other people in your vehicle if you are at fault?
It depends on your insurance policy rules and laws governing your state. You can get this information from your insurance carrier. Most instances offer some form of bodily injury coverage for passengers in a vehicle regardless of fault. But, review your policy for specific details regarding the amounts of coverage.
Do you need to file a claim with your auto insurance if you wish to seek medical coverage for the injuries sustained?
medical coverage is any out of pocket expenses you incure. If another auto was at fault, you would file under their policy, for Bodily injury
