On Hook coverage is a special unique part of a commercial auto policy written for tow truck companies. The On Hook coverage provides physical damage coverage to the vehicle that you are towing while it is being towed. If you are in possession of the vehicle and are fixing it, garaging it until you can fix it, etc then you would need to have garage keepers legal liability.
Auto repair shops and tow companies have special insurance policies to cover their unique needs such as the aforementioned, but also need liability, auto liability while testing vehicles, workers compensation and property insurance.
Parentiinsurance.com can be visited to get quotes on any of these policies and we are also happy to help provide you a better understanding of what the coverages do to protect your company against loss.
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