What is an HO7 in personal insurance?

Answer 1

ISO has standard homeowners policy forms that most companies use so that when you look at one HO-3 it is the same as another HO-3 unless endorsements are added to change parts of it. They create many different policy forms for all kinds of insurance for use by companies and state insurance departments. An HO-7 is not one of these standard forms. If you look on the internet a few companies describe it as a mobile home policy and some a ramped up homeowners with extra coverages added. Be carefull that you understand what you are buying when you purchase one of these non-standard forms.