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its actually called an SR-22 insurance form. It stands for Signed Risk Insurance. Its a type of high risk insurance which is required by many states after being convicted of a DUI or being caught driving without insurance. It proves financial responsibility to the state. It comes in an operatorspolicy that covers only your drivers license, if you don't have any vehicles in your name. If you have vehicles in your name, you have to file an owner's policy SR-22 which covers both your driver's license and your vehicles. You are usually required to carry an Sr-22 for a minimum of 3 years. n some cause, it may be longer. In the case of a DUI, if you get a restricted license, you have to file an sr-22 for the length of your restricted license plus 3 years after you get your full driving privileges back.

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