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Assuming only your vehicle was damaged and no one was hurt and you are asking about the time limit to report the accident to your insurance company.

Then:

The time limit or rather the statute of limitations in Pennsylvania to report damage to your auto in the form of a claim to your insurance company is 2 years. After that the insurance company can and will deny your claim and you will have to pay out of pocket to have it fixed.

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Q: What is Time limit to report accident in PA?
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