What is Supplemental Insurance?

Answer 1

Supplemental insurance is an additional insurance which provides coverage in excess of your primary insurance policy. For example, Flood Insurance is a supplemental insurance to your homeowners policy which does not cover damage from floods. Or, you might have an Umbrella Liability policy which provides coverage to a higher dollar limit above your auto policy or business policy.

Answer 2

Supplemental insurance means that you have a main insurance, but that you are also covered by another policy. Some people have Medicaid as a supplemental insurance.