What is Pip car insurance?

Answer 1

"PIP" is the acronym for Personal Injury Protection. It is the basis of the concept of "no fault coverage" with respect to auto insurance. It is first-party coverage which means that a person who purchases it is also the insured and entitled to the benefits in the event of a covered claim. In this sense, it is to be contrasted to "third party" coverage which pays a third party for damages caused by the negligence of the insured.

Although the specifics of PIP coverage may vary according to state law, most PIP policies benefit the insured, or members of the insured's household, by paying a percentage of the medical expenses and lost wages incurred as a result of an automobile collision. Benefits are paid irrespective of fault for the collision (hence, the term "no fault").

PIP policies are generally available with a variety of deductibles. A deductible is the amount of expense that the insured must incur before the responsibility of the insurer to pay is triggered. The insured him/herself is responsible for paying the deductible amount directly to the medical provider.

In most states, PIP coverage is required in order to get and maintain a driver's license and to register a vehicle.

Answer 2

I would start by checking one of the websites that offers insurance, like Geico or Progressive. PIP insurance is personal injury insurance. If you were to get into an accident and hurt, your insurance would cover it.