It covers, you, your car and third parties car!
No, Your Homeowners Insurance covers your Home. Your car Insurance covers you vehicle.
The basic insurance/third-party liability covers third-party persons. But if you have comprehensive car insurance, it not only covers you, third-party persons but also your car.
The benefits of having holiday car insurance are great. It covers the travelers driving from one destination to another. They have car replacement & repair, medical expenses, and accidental death.
The term "death benefit" refers to a payment made as a result of a life insurance policy. In the case of car insurance, if there is a lawsuit for wrongful death, and a payment is ordered by the court, then the car insurance will pay. That is not exactly the same thing as a death benefit even though it is a payment made as a result of a death.
In Car insurance, the First Party coverage part covers damage to your own vehicle, whereas with Third Party coverage, when a pedestrian get hit by your car (incurring death or permanent disability), the loss will be compensated by the Insurance Company.
Medical bills for yourself and anyone else in your car in case of an accident
Does the car insurance covers a relative-visitor who wants to borrow a car for a few days?
Unless the person died while wrecking the car, no. I believe you are looking for a type of life insurance that pays the loan balance upon death of the owner of the loan and vehicle. This is mortgage life insurance.
Basic liability insurance. This covers the person you hit. Comprehensive and collision covers your car.
No
Esure insurance offers four different types of insurance - Home, Travel, Pet and Car. Home insurance is normally building and or contents, travel insurance covers medical costs abroad, pet insurance covers vets fees and medications, and car insurance covers your car repairs in the event of an accident.