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If you disagree about the amount of money you're being offered, you should first let your insurance company know you don't think it's right. It's possible that someone made an honest mistake, and if they look at the figures again they'll catch it. If they still insist that's the right value, though, you're probably going to have to have your car appraised (at your own expense) by an independent appraiser, or possibly two if your first appraiser and the insurance company's appraiser have very different opinions on the car's worth. If that still doesn't help, you'll need a lawyer, because at that point your only real option is litigation. If the problem is not the money, but that you simply want your car fixed instead of having it totalled, the insurance company will generally offer to pay you what (they think) your car is worth, after subtracting your deductible and the amount they expect to get from selling it to a salvage yard. If you do this, you will have to pay for the repairs yourself. Also, you may have problems getting insurance for that car in the future.
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If the cost of repairing line is close to car's value how do I stop insurance company from totaling my car?
Shoot the adjuster and bury him somewhere.
Does an insurance company take into consideration that fact that the car they are totaling out was purchased 4 weeks prior?
They usually only take into consideration the value of the vehicle.
What is a collector car insurance company?
A classic car insurance company is different from a regular car insurance company because the specialize in classic cars. They will be able to insure you for your more expensive classic car.
Is allianz car insurance a good company?
"Although Allianz is an insurance company, it doesn't offer services for car insurance. The company mainly specializes in life and corporate insurance."
If your car is declared totaled does the car belong to the owner or the insurance company?
The insurance company. They have in theory bought the car or what was left of it.
Where do you pay your car insurance?
To the insurance company.
How much does car rental insurance cost in the USA if a person does not have American car insurance?
Buying rental car insurance from a rental car company with vary from company to company, expect about $15-$25/day.
If you have insurance and are driving somebody else's car if you have a wreck who's insurance company do you call?
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
Teen in ca totals mother's car mom has no insurance on minor but on the car will the car get repaired by the insurance company?
Only if the insurance company believes it was your mom driving at the time.
Have thiefth insurance car stolen insurance paid you for car who Owens the car?
i'd say the insurance company owns it
Does totaling a car affect your credit?
only if the loan is not satisfied. Sometimes you owe more than what your car is worth. Insurance company's only pay what the value is minus the deductible. This may leave a deficiency balance that has to be paid by you. If you don't pay the balance you will be in default of your loan.
How can someone check their car insurance to see what kind of theft is covered?
You can check your car insurance to see what kind of theft is covered by contacting your car insurance company. In addition, you can log in to your car insurance company website account.
