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What else can I help you with?
Can a insurance refuse take your car when they claimed total loss on your car in California?
Yes, insurance can refuse to take your car when they claim a total loss on it. They would just have to take it to a junkyard from there anyway.
Can insurance tell if your car has been total loss by previous owners when you take out insurance?
Yes.
If my car is considered a total loss by my insurance company can I sell the parts?
In the event of a insured total loss, the insurance compnay, not you, has the rights to the parts. This is called salvage rights.
Can you ask the insurance to deem your car a total loss?
you can ask but you probably will not get the answer you want.
Are insurance companies the only ones that can declare a car a total loss?
Yes.
Why would type of insurance will pay for damage to your car or tp replace your car if it is declared a total loss?
Comprehensive and collision insurance are the types of coverage that will pay for damage to your car or replace it if it's declared a total loss. Collision insurance covers damages resulting from accidents with another vehicle or object, while comprehensive insurance covers non-collision incidents such as theft, vandalism, or natural disasters. If your car is deemed a total loss, these policies will typically reimburse you based on the car's actual cash value at the time of the loss.
Who decides if a car is totalled?
The insurance company.
What type of insurance will pay for damage to your car or to replace your car if it is declared to be a total loss?
collision coverage
Will you have to pay your excess if your car is a total loss?
Yes. Its called the gap. Get Gap insurance.
Does an insurance company have to pay your taxes when your car is a total loss?
No. That would still be your responsibility.
When is buying gap car insurance a good investment?
GAP insurance pays the value of the car minus liens applied to it and only pays in the event of a total loss. If you can get coverage that covers damage (as well as total loss), this would be better. If your liens are substantial in relation to the value of the car, then GAP insurance is not worth it.
Do you still have to pay lien holder if car is a total loss?
Yes unless your insurance covers it.
