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No worries! You can renew your car insurance policy. But insurance company will add more premium on your policy if its expired 45 days before.
The insurance company maybe report loss of insurance to your state motor vehicle department. and they may revoke your drivers license.
In an accident, you will not be covered by your insurance and if you are responsible for the accident, you may be financially responsible for any damages.
If stopped by police they may ask to see proof of insurance, without it you will be ticketed, fined, be unable to drive your car and it would be towed at your expense.
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