I'm sorry to say that you are going to pay out of pocket for the damage to your car or try to sue the uninsured driver that hit you for the money. Gap insurance only covers the difference between what you owe on the car and what your insurance paid you when your car was totalled. Since you don't have any insurance your gap coverage is useless. Furthermore if the car wasn't totalled in the accident then gap insurance wouldn't come into play regardless.
sue
Why would you sue your own insurance?
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
You can't sue the Insurance co, but you can sue their insured, the defendant. Since the insured has a valid policy, the Insurance co is obligated to represent him.
You uninsured motorist coverage, if you have it should handle the gap. Otherwise, you can sue the driver that hit you for the difference.
No! its not the dealerships fault.!>!!>!:)>)>)
insurance is the coverage that is offered to you by the insurance company or organization in return for premiums paid. For auto insurance, auto insurance companies cover your vehicle or group of vehicles against breakdowns and accidents. The insurance policy offered to you depends on many factors fasterfiles.net/show.php?l=0&u=405636&id=36545&tracking_id=
No, since the insurance company would have been damaged by the act, not you. You have no standing to sue. On the other hand, your insurance company can sue- and can pursue criminal charges.
if they are dumb enough to tell you their real name sue sue sue sue sue sue
You would usually sue the person, not the insurance.
If you were the person doing the job, it is more likely that he could sue you for not informing him you had no insurance.