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A lien title means that the car has a loan against it. If you do not have a "clear" or non lien title, the lender who hold the clear title can and does have the right to get the balance of the loan from you. The purpose of the lien title is to enable the car buyer to get the legal requirement for driving the car from the state. It's like renting the car in essence; the lien title is almost like the lease agreement for an apartment.

So if a lien title is all there is...don't buy the car. It's not his to sell.


Somebody has to settle the lien before you can legally own or register the vehicle.

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9y ago
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9y ago

A lien title means that the car has a loan against it. If you do not have a "clear" or non lien title, the lender who hold the clear title can and does have the right to get the balance of the loan from you. The purpose of the lien title is to enable the car buyer to get the legal requirement for driving the car from the state. It's like renting the car in essence; the lien title is almost like the lease agreement for an apartment.

So if a lien title is all there is...don't buy the car. It's not his to sell.

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9y ago

Somebody has to settle the lien before you can legally own or register the vehicle.

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Q: What happens if i buy a car with a lien title from the owner?
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What happens if you do buy a car or motorcycle that has a lien against it and you want to register it and you got the car with a bill of sale?

you will have to find out who has a lein on it have them fill out a fourm of lein satisfy. In most states a lien holder is recorded on the title and the lien holder will keep the title until the lien is paid off. After the lien holder is paid off, they will sign the title to release the lien and give/send the title to the owner. The title office can tell you who has a lien on the title.


What happens if you buy a house with a lien on it and you didnt know?

Whose responsible for the house payment= mortgagee or owner


What happens to the title of a vehicle if the lender writes off the debt and what can you do to get a new title in order to register the vehicle in another state?

When you buy a car on a loan, the title you get has a LIEN on it (the Bank that you borrowed from). If you want to transfer a title or get a new one, you always need the original title - and guess what - it should have no lien. The lien effectively states that you are not the owner of the car until it is paid for! Write-Off is a term businesses use to describe defaulting loans. They lend money to someone who doesnt pay it back. It's a LOSS for them - they deduct losses while filing taxes... Legally, you will not be able to get a new title since you have a lien.


Can you sell a vehicle with a lien on the title?

Legally No. How can you sell something you do not own. As long as there is a lien, you do not own the vehicle outright. Go see the lender and get a lien release, if you no longer have a loan on the vehicle. Remember the lender is part owner of the vehicle until you make that last payment. If you clear the lien buy using the proceeds from the sale, you can guarantee a title within 30 days (required by law) to the new buyer. The lien holder will then release the title.


What if the car has lien on it and you want to buy it?

Lien must be satisfied somehow so title can be transferred.


If you buy a car and the car has oustanding loan from the previous owner?

Never, ever buy a car with an outstanding loan. In fact you cannot transfer the title with a lien on it. Walk away from this deal. It is nothing but trouble.


How do you get a title for a motorcycle you buy from an owner who never got the title when they bought it?

You have to get it from the owner that last had the title in his name.


Is it possible to have a lien on your vehicle even if you already have the title?

Yes. The title you received when you purchased the vehicle should show the lien holder. Even when you buy a vehicle on credit, you will receive a title. It is a lien title. You will not receive the full or clear title until the vehicle loan is paid off.


How to buy a motorcycle when there is a lienholder?

You would need to have a clear title, so make sure the lien holder is paid out of the amount you agree to pay the current owner. This might mean a direct payment to the lien holder with the remainder going to the current owner. Check in with your local DMV to see what you would need to do.


If a propery deed is transferred and it has a lien on it who is responsible for paying the lien?

The lien doesn't go away. It is still a debt against the person named in the lien and the property is subject to the lien. The creditor could have the property seized and sold depending on the circumstances. The new owner would have to pay the lien to redeem the property or lose the land and any money they paid over to the seller when the land was transferred. That's why you should always have the title examined by a professional before you buy. Any liens that are disclosed by the title examination should be cleared up before you take title.


What does it mean to buy a used car with a lien reported on the title in 2001 and since that has had two titles in 2004 and 2007?

Does the newest title show lien? If not probably satisfied previously


How do you buy a used car from a private party if it's still being paid off?

There will be a lien on their title from their lender. You need a title in your name with them only as the lienholder. Unless you are paying cash, then there would be no lien on your title.