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What happens if an insured driver hits a driver who is not insured on the cars policy?
Well you see, it is for this very purpose that car insurance is required by law; it is unfair on the rest of the insured drivers if some drivers are not covered. so, basically, you wouldn't be paid out for damages unless your insurance company or broker covers you for being hit by uninsured drivers.
What else can I help you with?
How can two cars be insured under one policy?
Two cars can be insured under one policy by adding both vehicles to the same insurance policy. This allows the policyholder to have coverage for both cars with a single premium and set of terms and conditions.
If my daughter does not own a car and is not listed on my insurance policy can she drive friends cars and does their insurance cover any accident she may have?
Subject to any exclusions in their policy, with permission she would likely be considered an insured driver, but many many exclusion, and one is that she isn't a 'regular'' driver, without being rated on the policy of course.
Can I have 2 cars insured with different insurance companies?
Yes, you can have two cars insured with different insurance companies. Each car can have its own separate insurance policy with a different provider.
Does a new teenage driver need to be insured himself if hes only driving his parents insured cars?
He should be a rated driver in the house on something. If not,,,the insurance company could decide to cancel if the teenage driver was not rated, and had a negligent accident.
I was driving my uncle's vehicle 2 other cars crashed and one spun out of control and hit me I was not on my uncle's policy so the other insurance denied my case is this true?
This is false, unless you were explicitly named as an uninsured on the policy, you are insured. The policy follows the vehicle, not the driver. This is True in California at least...
Stopped for driving someone else's vehilcle that was not insured but i am insured on my own cars what happens?
i believe youd be arrested for Grand Theft Auto
Can you have 2 cars with different insurance policies?
Yes, you can have two cars with different insurance policies. Each vehicle can be insured separately with its own policy.
Can you be insured on 2 motability cars?
Yes you can be insured on 2 cars.
Do all cars insured on same policy have to be registered at same address?
No it not be but for your confirmation you have to visit this site http://www.insurance-info.page.tl
Are you insured to drive other cars which are not insured?
You should double check with your insurance company to see how your policy is written, but usually your insurance would kick in as secondary coverage and you would be covered.
Can an added driver get their own insurance card?
If you are a listed driver (drive one of the insured vehicles on a somewhat regular basis or have it available for your use regularly, or if you live in the same household as the insured even if you don't drive their cars, but technically you have access to the keys and car since you live in the same house) OR even a Rated Driver (parent owns the car but you drive it more than anyone else on the policy, so the premium is calculated using your driving record and info), you can have a policyholder request an additional card. He or she may have access to print one from the company's website. Regardless, the card will NOT show your name. It will only show the Primary Insured and (if applicable) Additional Insured who are the Policyholders (or Policy Owners).
Insured on 2 cars. What happens to my no claims bonus?
I am now insured on 2 cars as the main driver. My car I am the registered owner and keeper and have 12 years no claims bonus. On the second car I am not the legal owner or registered keeper and as my 12 years are on the other car I have 0 no claims on this one. The insurers are different. What will happen to my 12 years no claims on my car if I have an accident in the car that has 0?
