0
What happens if a person has liability insurance and totals another car worth more than their policy can cover?
Updated: 9/21/2023
The Insurance co will pay the policy limit. You can sue the driver for the rest, obtain a judgment and enforce in order to collect all your damages.
Word of advise here, the Insurance co will ask you to sign a release of all claims, meaning that once you receive the check you can not sue the driver, it is standard practice for them.
Do not sign a release unless paid in full, you're not obligated to sign it in order to collect all your damages, either.
Still curious? Ask our experts.
Chat with our AI personalities
RossEvery question is just a happy little opportunity.
Chat with Ross
CoachSuccess isn't just about winning—it's about vision, patience, and playing the long game.
Chat with Coach
SteveKnowledge is a journey, you know? We'll get there.
Chat with SteveAdd your answer:
Earn +20 ptsQ: What happens if a person has liability insurance and totals another car worth more than their policy can cover?
Write your answer...
Submit
Still have questions?
Trending Questions
Were there cars in 1891?
How big are mail-truck engines?
How much is car insurance on a Land Rover?
Should you file a claim with your car insurance?
Is it true that ltgenchris brown wife died in car accident year 2000?
What does Pre stand for in Pre-MDC?
Coolant drain plugs gmc pickup trucks?
Why did Gregory kill tristen in kissed by an angel?
Do you need a cdl for air brakes in pa?
Does a car with automatic transmission roll when in stop?
Can someone give you a car and put themselves as lien holder when no money is owed?
HOW DO YOU CHANGE THE DRIVE BELT ON A GX345 JOHN DEER?
If two identical cars are traveling at different velocities which car has the greater momentum?
Does structure only insurance have any liability coverage?
If the alternator is not working on your car what happens?
What is the correct placement of distributor wires on a 1992 Mazda 323?
Do master locks open with same key?
Why have cars changed over time?
Is egging a car illegal?
How will you know if your diesel car needs calibration?
Copyright ©2025 Infospace Holdings LLC, A System1 Company. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Answers.